Notre Dame of Maryland University requires all full-time students to carry personal health insurance. This year, all eligible students will automatically be enrolled in the University-Sponsored Health Insurance Plan. If you currently have outside health coverage, you have the option to opt out of the University Sponsored Plan. If you do not waive coverage you will see a bill for the University-Sponsored Health Insurance plan on your student bill 8/25/25. Please note this is an annual process, each school year you will need to waive coverage if you have insurance outside of the University- Sponsored Plan.
Unitedhealth Care Student will offer coverage beginning August 1, 2025 through July 31, 2026
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Who is Eligible?
- Undergraduate Students (Undergraduate Studies, SON and CAUS) – Taking at least 12 credits per semester
- International Students – All Full and Part Time Students
- Graduate Students – Those who are enrolled in a professional healthcare program Full Time (School of Pharmacy, Occupational Therapy, Physician Assistant, Nurse Practitioner, Art Therapy, and MSN students).
How to Enroll or Waive Coverage
Students once registered for classes can go to RCM&D and create/log in to their account to enroll or waive coverage.
Students will also receive reminders to their University email address with instructions for enrolling or waiving the insurance coverage.
Deadlines to Enroll or Waive Benefits
All eligible students have until the following dates to make their choice to either enroll or waive the insurance plan through WellFleet Care Student’s online system if they do not wish to pay for the University’s student health insurance plan.
| Coverage Period | Coverage Start Date | Coverage End Date | Waiver Deadline |
|---|---|---|---|
| Annual | 8/1/2025 | 7/31/2026 | 9/7/2025 |
Note: Those who do not opt-out will be billed for this coverage through the University’s Business Office as part of their student bill.
Rates for Coverage
New Incoming or Returning Fall 2024 Full-Time NDMU Students ONLY
Plan Costs for Undergraduate Students & Dependents
| Undergraduate | Annual Cost | Spring/Summer Cost (new students only) |
|---|---|---|
| Student* | $3,833 | $2,247 |
| Spouse* | $3,783 | $2,197 |
| One Child* | $3,783 | $2,197 |
| 2 or more Children | $7,566 | $4,394 |
| Spouse + 2 or more Children | $11,364 | $6,591 |
Plan Costs for Graduate Students & Dependents
| Graduate | Annual Cost | Spring/Summer Cost (new students only) |
|---|---|---|
| Student* | $5,492 | $3,211 |
| Spouse* | $5,442 | $3,161 |
| One Child* | $5,442 | $3,162 |
| 2 or more Children | $10,884 | $6,322 |
| Spouse + 2 or more Children | $16,326 | $9483 |
Part-Time Students
If you are not registered as a full-time student but would like to explore options for health coverage, please contact United Healthcare to discuss the cost and coverage at an individual rate.
Annual Process
Please keep in mind that this is an annual process. If you return to Notre Dame of Maryland University as a full-time student next year and wish to keep the University-sponsored plan, you will need to repeat the enrollment process.
If you decide not to keep the plan next year, you will be required to complete the waiver process and provide information regarding comparable health coverage for the upcoming year.
Contact Us
If you have any questions regarding the student health insurance plan, please contact United Healthcare.
You may also contact the University United Healthcare Representative at notre.dame@rcmd.com.
Please be sure to include your full name, student ID, and contact information (telephone and email) on any correspondence.